Rules of the "ARI10 Christmas Competition"

Fees and Pricing

Customer Pricing Information Document

Fees & Transactions Overview

This Customer Pricing Information Document is to provide a comprehensive overview of thefees and transaction details associated with Ari10 NL services. It outlines the pricingstructure for purchases, sales, swaps, deposits of crypto-assets and minimums, andwithdrawals of crypto-assets, ensuring transparency and clarity for customers engaging withAri10 NL's ecosystem. The fees are set out per service (Ari10 NL Exchange, CryptoterminalPOS and Ari10 NL Gateway).

Ari10 NL Exchange

Instant Purchase

Ari10 NL will only offer instant purchase. The fee for the purchase consists of twocomponents: the cost of the payment method (e.g., what Ari10 NL pays for an Apple Paytransaction, as a matter of example) plus Ari10 NL fee. While Ari10 NL’s fee for the client isfixed, the cost of the payment method depends on how much Ari10 NL pays for it. This costis passed through 1:1, directly reflecting the expenses Ari10 NL incurs.

Instant Purchase is supported by the available payment methods: Debit Cards, Credit Cards,GooglePay, ApplePay, iDeal.

Additional payment methods could be used by Ari10 NL and such payment methods will bedisplayed publicly to clients in the Ari10 NL online ecosystem.

The below fees cover the Ari10 NL fees only and not the costs of the payment method.

Fees & Transactions Overview

This User Pricing Information Document provides a comprehensive overview of the fees and transaction details associated with the services offered by WEB3 Technology B.V. ("WEB3"). It outlines the pricing structure applicable to the purchase and sale of crypto-assets and applicable limits, ensuring transparency and clarity for Users engaging with WEB3 Services. The fees are set out per service (OTC Desk and Widget on-ramp).

Unless expressly stated otherwise, the fees presented in this document are indicative. The exact exchange rate, fees, charges and transaction details applicable to a specific transaction will be presented to the User for review and acceptance before the Order/Quote is confirmed.

Depending on the relevant service and transaction type, the total transaction cost may consist of one or more of the following components:

  • Service Fee;
  • Payment Method Fee (where applicable);
  • Fixed Fee (where applicable);
  • Third-Party Charges (where applicable).

Not all fee components apply to every transaction.

The final fee and pricing applicable to a Transaction may vary depending on factors including:

  • Transaction size;
  • selected crypto-asset;
  • selected Fiat Currency;
  • payment method;
  • prevailing market conditions;
  • liquidity requirements;
  • settlement arrangements;
  • blockchain network conditions.

All applicable fees, charges and the exchange rate (where relevant) will be disclosed to the User before the User confirms the transaction.

OTC DESK

Purchase and Sale of Crypto-Assets

WEB3 enables Users to purchase and sell crypto-assets through the OTC Desk service. The total cost of a transaction may consist of one or more of the following components:

  • Service Fee;
  • Payment Method Fee (where applicable);
  • Third-Party Charges (where applicable).

The applicable fees depend on the specific transaction and may vary based on factors including transaction size, selected crypto-asset, settlement method, market conditions and liquidity requirements.

Prior to execution of a Transaction, WEB3 will provide the User with a Quote specifying:

  • the amount and type of assets to be delivered by the User;
  • the amount and type of assets to be received by the User;
  • the applicable exchange rate;
  • the applicable fees and charges; and
  • the validity period of the Quote.

Unless otherwise agreed, OTC Desk transactions are settled via bank transfer.

OTC Desk – Purchase of Crypto-Assets

The following WEB3 Service Fees apply exclusively to purchases of crypto-assets executed through the OTC Desk service.

Supported Fiat Currencies: EUR, USD, PLN

Client Transaction Amount* Service Fee
Retail Up to EUR 24,999 0.6% – 6.0%
Retail VIP From EUR 25,000 Individually negotiated
B2B From EUR 25,000 Individually negotiated

* For Transactions executed in USD or PLN, WEB3 will determine the applicable tier using the EUR equivalent of the transaction value.

The exact WEB3 Service Fee applicable to a transaction will be displayed to the User prior to transaction confirmation and may vary depending on transaction size, selected crypto-asset, market conditions and other relevant factors.

OTC Desk – Sale of Crypto-Assets

The following WEB3 Service Fees apply exclusively to sales of crypto-assets executed through the OTC Desk service.

Supported Fiat Currencies: EUR, USD, PLN

Client Transaction Amount* Service Fee
Retail Up to EUR 24,999 1.0% – 6.0%
Retail VIP From EUR 25,000 Individually negotiated
B2B From EUR 25,000 Individually negotiated

* For transactions executed in USD or PLN, WEB3 will determine the applicable tier using the EUR equivalent of the transaction value

The exact WEB3 Service Fee applicable to a transaction will be displayed to the User prior to transaction confirmation and may vary depending on transaction size, selected crypto-asset, market conditions and other relevant factors.

OTC Desk – Transaction Limits

The following Transaction limits apply to purchases and sales of crypto-assets executed through the OTC Desk service. WEB3 may apply different transaction limits in individual cases, subject to operational, liquidity, risk management and regulatory considerations.

Client Minimum Transaction Amount* Maximum Transaction Amount*
Retail EUR 100 EUR 24,999
Retail VIP EUR 25,000 Subject to individual agreement with WEB3
B2B EUR 25,000 Subject to individual agreement with WEB3

* For transactions executed in USD or PLN, WEB3 will determine the applicable tier using the EUR equivalent of the transaction value.

Widget On-Ramp

The WEB3 Widget On-Ramp enables Users to purchase crypto-assets using supported payment methods.

The total cost of a Transaction may consist of one or more of the following components:

  • Service Fee;
  • Payment Method Fee;
  • Fixed Fee (where applicable);
  • Third-Party Charges (where applicable).

The applicable fees depend on the selected payment method, transaction size, selected crypto-asset, Fiat Currency, market conditions and other relevant factors.

Prior to confirming a Transaction, the User will be presented with:

  • the amount to be paid;
  • the crypto-asset to be received;
  • the applicable exchange rate;
  • the Service Fee;
  • the Payment Method Fee;
  • any other applicable fees or charges; and
  • the total transaction value.

The Widget On-Ramp supports selected payment methods made available by WEB3 from time to time. The availability of payment methods may vary depending on the User's jurisdiction, Fiat Currency and other operational considerations.

The list of supported payment methods, crypto-assets and Fiat Currencies is subject to periodic updates.

For the avoidance of doubt, Payment Method Fees are charged separately from the WEB3 Service Fee and are displayed to the User as a separate fee component prior to transaction confirmation.

Widget On-Ramp – WEB3 Service Fee

The following WEB3 Service Fee applies to purchases of crypto-assets executed through the Widget On-Ramp service:

Fiat Currency Service Fee
EUR, USD, PLN 3% - 5%

The exact WEB3 Service Fee applicable to a transaction will be displayed to the User prior to transaction confirmation and may vary depending on transaction size, selected crypto-asset, market conditions and other relevant factors.

Widget On-Ramp – Payment Method Fees

In addition to the WEB3 Service Fee, a Payment Method Fee may apply depending on the payment method selected by the User.

Payment Method Payment Method Fee**
Alternative Payment Methods From 0.25% up to 1.5% + applicable fixed fee
Open Banking (EUR) From 0,4% up to 1% + applicable fixed fee
EPS / Multibanco / MB Way / Neteller / Rapid Transfer / Skrill Wallet/ PaysafeCard From 3.4% to 10.0% + applicable fixed fee

**The Payment Method Fee consists of fees and costs associated with the processing of a particular payment method. The applicable fee may vary depending on the selected payment method, transaction value, jurisdiction, currency, risk profile and the costs charged to WEB3 by payment service providers and other third-party payment processors. The exact Payment Method Fee applicable to a Transaction, including any fixed fee component, will be disclosed to the User prior to transaction confirmation.

Widget On-Ramp – Transaction Limits

The following minimum and maximum transaction amounts apply to purchases of crypto-assets through the Widget On-Ramp service.

Fiat Currency Minimum Transaction Amount Maximum Transaction Amount
EUR EUR 10 EUR 999
USD USD 15 USD 999
PLN PLN 50 PLN 4,000

WEB3 may amend the transaction limits from time to time for operational, risk management, compliance or commercial reasons.

Fee Calculation Example (this example is provided for illustrative purposes only and does not represent the fee applicable to every transaction).

Parameter Amount
Purchase Amount EUR 1,000.00
Service Fee (3.00%) EUR 30.00
Payment Method Fee (1.50%) EUR 15.00
Total Fees EUR 45
Amount Used to Purchase Crypto-Assets EUR 955
Methodology for Determining the Price of Crypto-Assets

WEB3 obtains pricing and liquidity from approved liquidity providers and liquidity venues. The relevant pricing source is selected based on the crypto-asset, currency pair and available liquidity. WEB3 does not independently set market prices for crypto-assets. The exchange rates presented to Customers are derived from external market data and pricing obtained from the relevant liquidity source.

Pricing Sources for Crypto-Assets

The following primary pricing sources are currently used:

Crypto-Assets Primary Pricing Source
Bitcoin (BTC) Kraken
Ethereum (ETH) Kraken
Binance Coin (BNB) Kraken
USD Coin (USDC) Zodia Markets

WEB3 may amend, replace or supplement the pricing sources used from time to time based on liquidity availability, execution quality, operational requirements, regulatory requirements and market conditions. Such changes will not affect a Transaction once a quote has been accepted by the Customer.

Fiat Currency Exchange Rates

Where a Transaction involves fiat currency conversion, foreign exchange rates are sourced from approved foreign exchange providers, including eKantor and other available liquidity sources.

Price Formation

The exchange rate presented to the Customer is derived from the relevant pricing source identified above.

WEB3 Service Fees, Payment Method Fees and any other applicable charges are disclosed separately in accordance with this Customer Pricing Information Document. Where applicable, such fees and charges are deducted from the Customer's payment amount before the purchase of crypto-assets is executed.

The amount remaining after deduction of applicable fees and charges is converted into the selected crypto-asset using the applicable market exchange rate sourced from WEB3's liquidity providers.

Prior to the execution of a Transaction, WEB3 displays:

  • the amount paid by the Customer;
  • the applicable exchange rate;
  • the applicable fees and charges; and
  • the amount of crypto-assets to be received by the Customer.

This enables the Customer to review the Transaction terms, including the exchange rate, applicable fees and the final amount of crypto-assets to be received, before accepting and executing the Transaction.

Amount of commission on sale

Selling crypto assets into fiat currency, through the Exchange service, the Company charges the customer a commission in the following amount:

Amount of commission when swapping a cryptoassets for another cryptoassets

The Exchange service allows you to make the following crypto to crypto exchange (swap) transactions:

CURRENCY CRYPTO-ASSET FOR WHICH IT IS
POSSIBLE TO MAKE AN EXCHANGE
COMMISSION
USD COIN (USDC) BTC, ETH, SOL 1%

Limits

Maximum and minimum crypto to crypto exchange (swap) transaction amounts

Maximum and minimum crypto to crypto exchange (swap) transaction amounts

CRYPTO-ASSET COMMISSION
USDC 10 - 10.000 USDC
BTC 0.0001 - 10 BTC
ETH 0.002 - 10 ETH
SOL 0.07 - 10 SOL

Maximum and minimum amounts of purchase in fiat currency for one transaction for a particular Payment Provider

PAYMENT PROVIDER MAXIMUM AND MINIMUM AMOUNT
FOR PURCHASE TRANSACTIONS
(RETAIL LEVEL 1)
MAXIMUM AND MINIMUM AMOUNT
FOR PURCHASE TRANSACTIONS
(STANDARD LEVEL 2 , 3 AND VIP)
BANK TRANSFER 10 - 5.000 EUR
10 - 5.000 USD
10 - 125.000 EUR
10 - 125.000 USD
GOOGLE PAY, APPLE PAY, CREDIT CARD 20 - 2.000 EUR
25 - 2.500 USD
20 - 2.000 EUR
25 - 2.500 USD
CHECKOUT DCA 25 - 2.500 EUR
25 -2.500 USD
25 - 2.500 EUR
25 -2.500 USD
MINTBLANK VOUCHER 20 - 2.000 EUR
25 -2.500 USD
20 - 2.000 EUR
25 -2.500 USD

Maximum and minimum amounts of ARI10 Exchange wallet crypto assets withdrawals

OPTION LIMIT (RETAIL LEVEL 1) LIMIT (STANDARD LEVEL 2, 3 AND VIP)
BTC WITHDRAWAL MIN: 0.00002 BTC
MAX: -
MIN: 0.00002 BTC
MAX: -
ETH WITHDRAWAL MIN: 0.00002 ETH
MAX: -
MIN: 0.00002 ETH
MAX: -
USDC (ETH) WITHDRAWAL MIN 3 USDC
MAX: -
MIN: 3 USDC
MAX: -
USDC (POLYGON) MIN 3 USDC
MAX: -
MIN: 3 USDC
MAX: -
USDC (BASE) MIN 3 USDC
MAX: -
MIN 1 USDC
MAX: -
SOL WITHDRAWAL MIN: 0.005 SOL
MAX: -
MIN: 0.005 SOL
MAX: -
BNB WITHDRAWAL MIN: 0.001 BNB
MAX: -
MIN: 0.001 BNB
MAX: -
ARI WITHDRAWAL MIN 1 ARI
MAX: -
MIN 1 ARI
MAX: -

Gateway

Gateway commission on Ari10 website

Purchase Limits

SEGMENT MONTHLY TURNOVER MAX. SINGLE PURCHASE ANNUAL LIMIT
RETAIL - LEVEL 1 < 5.000 EUR / USD 2.5000 EUR/USD 5.000 EUR / USD
STANDARD - LEVEL 2 5.000 - 15.000 EUR/USD 15.000 EUR/USD 62.500 EUR / USD
STANDARD - LEVEL 3 15.000 - 125.000 EUR / USD 125.000 EUR / USD NO SPECIFIC LIMIT
VIP > 125.000 EUR / USD NO LIMIT NO LIMIT

Withdrawing cryptocurrency to an external wallet

Commission when withdrawing cryptocurrency to an external wallet:

CRYPTO-ASSET COMMISSION
PRIORITY WITHDRAW
COMMISSION
ECONOMIC WITHDRAW
COMMISSION
WITHDRAWAL IN CASE THE NETWORK COMMISSION
IS HIGHER THAN OUR COMMISSION
BITCOIN (BTC)
WITHDRAWAL
0.000268 BTC 0.000068 BTC Commission in increased by 0.0002 BTC
until the Commission surpasses the network fee
ETHEREUM (ETC)
WITHDRAWAL
0.00042 ETH N/A Commission in increased by 0.0002 ETH
until the Commission surpasses the network fee
ETHEREUM (BSC)
WITHDRAWAL
0.00042 ETH N/A Commission in increased by 0.0002 ETH
until the Commission surpasses the network fee
ETHEREUM (BASE)
WITHDRAWAL
0.00042 ETH N/A Commission in increased by 0.0002 ETH
until the Commission surpasses the network fee
USDC (ETH)
WITHDRAWAL
3 USDC N/A Commission in increased by 3 USDC
until the Commission surpasses the network fee
USDC (POLYGON)
WITHDRAWAL
3 USDC N/A Commission in increased by 3 USDC
until the Commission surpasses the network fee
USDC (BASE)
WITHDRAWAL
1 USDC N/A Commission in increased by 1 USDC
until the Commission surpasses the network fee
SOLANA (SOL)
WITHDRAWAL
0.007 SOL N/A Commission in increased by 0.005 SOL
until the Commission surpasses the network fee
SOLANA (BASE)
WITHDRAWAL
0.007 SOL N/A Commission in increased by 0.005 SOL
until the Commission surpasses the network fee
BINANCE COIN (BNB)
WITHDRAWAL
0.0015 BNB N/A Commission in increased by 0.001 BNB
until the Commission surpasses the network fee
ARI TOKEN (BASE)
WITHDRAWAL
5 ARI N/A Commission in increased by 1 ARI until the Commission surpasses the network fee

Sales Limits

SEGMENT MONTHLY TURNOVER MAX. SINGLE PURCHASE ANNUAL LIMIT
RETAIL - LEVEL 1 < 5.000 EUR / USD 2.5000 EUR/USD 5.000 EUR / USD
STANDARD - LEVEL 2 5.000 - 15.000 EUR/USD 15.000 EUR/USD 62.500 EUR / USD
STANDARD - LEVEL 3 15.000 - 125.000 EUR / USD 125.000 EUR / USD NO SPECIFIC LIMIT
VIP > 125.000 EUR / USD NO LIMIT NO LIMIT

Euro Currency

PAYMENT METHOD COMMISSION
Payment Card 5% + 1 EUR + Network blockchain commission for BTC and ETH*
Bank transfERT (Volt) 5% + 1 EUR + Network blockchain commission for BTC and ETH*
E-Wallet (Neteller) 5% + 1 EUR + Network blockchain commission for BTC and ETH*
Skrill Digital Wallet 5% + 1 EUR + Network blockchain commission for BTC and ETH*
Revolut 5% + 1 EUR + Network blockchain commission for BTC and ETH*
PaySafeCard 15% + 1 EUR + Network blockchain commission for BTC and ETH*

Limits per currency when purchasing crypto with fiat

CURRENCY LIMITS
EUR 25 - 999 EUR
USD 5 - 999 USD

US Dollar Currency

PAYMENT METHOD COMMISSION
Payment Card 5% + 1 USD + Network blockchain commission for BTC and ETH*
Bank transfERT (Volt) 5% + 1 USD + Network blockchain commission for BTC and ETH*
E-Wallet (Neteller) 5% + 1 USD + Network blockchain commission for BTC and ETH*
Skrill Digital Wallet 5% + 1 USD + Network blockchain commission for BTC and ETH*
Revolut 5% + 1 USD + Network blockchain commission for BTC and ETH*
PaySafeCard 15% + 1 USD + Network blockchain commission for BTC and ETH*

*The network commision depends on the current network load and is added to the commission for BTC and ETH purchase transactions.

Crypto-assets deposit fees and minimums

All crypto assets deposits are free of charge. There are minimum deposit amounts required are listed below:

CRYPTO-ASSETS DEPOSIT MINIMUM ADDRESS SETUP FEE DEPOSIT FEE
Bitcoin (BTC) > 0.000006 Free Free
Ethereum (ETH)
(Ethereum Network)
> 0.0000003 Free Free
Ethereum (ETH)
(Binance Smart Chain)
(BEP-20) Network
> 0.0000003 Free Free
BNB (Binance Smart Chain) > 0.000002 Free Free
USD Coin (USDC)
Ethereum network
> 0.001 Free Free
USD Coin (USDC)
BASE network
> 0.001 Free Free
USD Coin (USDC)
Polygon network
> 0.001 Free Free
ARI10 ($ARI)
BASE network
1 Free Free
Solana (SOL)
Solana network
> 0.001 Free Free
Solana (SOL)
BASE network
> 0.001 Free Free